The process of hot pressurized water turning into steam can be seen on any car. It's the reason radiators have the warning "don't unscrew this cap while the engine is hot". If you ignore the warning, and unscrew the cap, the pressurized water inside will vaporize and steam up in your face.
With fire tube boilers, such as the ones found on most steam locomotives, the most common mode of failure is loss of the metal sheets surrounding the fire in the firebox. Usually, this was caused by allowing the water level to fall below the top of the firebox. With no water to carry away the heat, the metal sheets heat up until they finally melt, with disasterous and usually fatal consequences:
Texas has had it's share; one really bad one occured in Smithville, Texas in 1911:
http://www.texasescapes.com/TexasRailro ... losion.htm
Many are documented in the book Scaled to Death by Steam.
But locomotives were not alone. One of the most disasterous boiler explosions ever took place aboard the side wheel paddle steamer Sultana. She was loaded with Union soldiers, just released from southern prisons, and was making her way up up north on the Mississippi River. One of her boilers sprung a leak, and was "repaired" in Vicksburg. At about 3 o'clock a.m. on April 27, 1865, and only seventeen hours after this photograph was taken, the repaired boiler exploded with tremendous violence, a few miles above Memphis, Tenn. Many persons were killed outright, and many more were thrown into the river and drowned; and the wrecked vessel took fire, and was entirely destroyed. Of the soldiers, 1,101 (including 19 officer) were killed, and the passengers and crew 137 were killed; the total number of lives lost being 1,238.
Buildings also had boiler explosions, sometimes with great loss of life:
But the most famous steam explosion in history did not involve a boiler at all. The 1986 explosion that destroyed reactor 4 at Chernobyl, was a steam BLEVE explosion. It was caused by forcing operation into an unstable area of the power envelope. The engineers were experimenting to see if the turbine self-generated enough power for a safe shutdown, rather than requiring outside power. It turns out that it didn't.
While boiler explosions were common in the early to mid 1800s; standard construction codes and a layer of laws have made such explosions a rarity. But they do happen on occasion; usually due to unsafe operation (i.e. Chernobyl) or improper maintenance.
One of the more famous explosions in recent history was of a large steam tractor at the fairgrounds in Medina, Ohio in on July 29, 2001. The steam tractor weighed 40 tons; the force of the explosion threw it up into a tree, at the same time a cloud of steam, bits of metal and oil blew 300 feet in every direction. An analysis of the accident later estimated the amount of energy released during the explosion at 90 psi. to be around 28,000,000’ lbs of force of which approximately 1,280,000’ lbs was used to lift the engine and the remaining was dissipated in the blast area around the engine. The two men standing on the tractor were killed; a policeman who was standing by the tractor issueing them a citation for driving on the road with metal wheels was seriously injured. Improper maintenance of the boiler, perhaps along with being distracted by the officer and allowing the water level to drop too low were the cause:
http://www.doli.state.mn.us/boilerohio.html
Another occured on the Gettysburg Railroad on June 16, 1995. The boiler did not "launch" (literally fly off the frames; another explosion in Texas sent the boiler flying through the roundhouse roof, over a set of power lines, and facing the opposite direction some distance away.) But the engineer and two fireman were seriously burned; improper maintenance was determined to be the cause of the explosion:
http://www.ntsb.gov/Publictn/1996/SIR9605.pdf
These last two accidents brought about a tightening of boiler inspections and code; something that was probably long needed.
The failure of a steam header aboard the S.S. Norway in 2003 killed 7 crewmembers and injured over a dozen others, and led to the vessel being taken out of service. A steam header is a pipe that collects the steam from the boiler, and goes to the steam turbine. The NTSB's findings was that deficient boiler operation, maintenance, and inspection practices of Norwegian Cruise Line, which allowed material deterioration and fatigue cracking to weaken the boiler. It is being scrapped as I type this:
http://www.maritimematters.com/norway.html
In 2005, 12 were killed in a Bangladesh factory collapse as a result of a boiler explosion:
http://english.people.com.cn/200504/12/ ... 80561.html
BELVEs have also occurred with natural gas. Several dramatic rail accidents involving tank cars occurred when one or tank cars, already exposed to a fire of kind, suddenly fails, causing a BELEV and possibily even sending the car tank shooting away like a bottle rocket. This one occured in Cairns, Queensland, Australia in 1987; one was killed and 24 injured:
http://www.csu.edu.au/faculty/arts/ssli ... ig12-6.jpg
The Crescent City LPG explosion, June 21, 1970. Sixty-six were hurt, and several buildings destroyed:
http://www.iprr.org/HazMatdocs/GEBMO/crescity.jpg
This is a photograph of the early stages of a BELVE; done on purpose. The white cloud is the interface between the released propane and the surrounding air.
The end result:


